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Selasa, 26 Juni 2012

  • Free Ebook Street-Level Bureaucracy: Dilemmas of the Individual in Public Service, 30th Anniversary Expanded Edition

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    About the Author

    MICHAEL LIPSKY is senior program director of Demos, a non-partisan public policy research and advocacy organization, and an affiliate professor at Georgetown University.

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    Product details

    Paperback: 300 pages

    Publisher: Russell Sage Foundation; Anniversary, Expanded, Updated edition (April 8, 2010)

    Language: English

    ISBN-10: 9780871545442

    ISBN-13: 978-0871545442

    ASIN: 0871545446

    Product Dimensions:

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    Shipping Weight: 15.2 ounces (View shipping rates and policies)

    Average Customer Review:

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    16 customer reviews

    Amazon Best Sellers Rank:

    #175,502 in Books (See Top 100 in Books)

    Bought this book for a course given the same name as this book that outright said that almost the entire course was built around reading and understanding the content of this book. Book focuses on street level bureaucrats (Paid professionals who work with some form of clientele directly, yet still maintains a high level of discretion on how they may do their job), this ranges from teachers to police offices to almost any other form of public servant. As a result, you get the final part of the story, the point of view that is very rarely ever reported on. After reading this book, anyone from an Anti-Government Tea-Party member to a Socialist that believes that the Government should control everything, will reevaluate their view on public servants and government involvement in their lives. To this day I still use terminology and ideas gleaned from this book, to very good effect in both the purposes of customer service and interfacing with public servants while they are on the job. Highly recommended read, especially for the price.

    Lipsky compiles a great analysis of the average "street-level" bureaucrat. He describes how their freedom to utilize discretion to function and survive within their job parameters and resources. He argues how various barriers, both perceived and real affect the average public worker and change their ability to do their job as well as potential solutions to these barriers.This text will be useful for anyone needing to compile research on the subject of "street-level" public servants. However the writing is very dry and repetitive so the average reader will likely find the subject matter uninteresting.

    A classic read.

    I read an essay by Lipsky for one of my grad school classes and I immediately fell in love with his writing. I have this book sitting in my office. I grab it from time to time and pull from it. Great book!

    Libsky's book is a must read to anyone who specializes or interested in public administration or personnel management.

    Brilliant and ground-breaking. Incredibly accessible.

    Great book.

    Great analysis and good read!

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  • Selasa, 19 Juni 2012

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  • Sabtu, 16 Juni 2012

  • Free Ebook , by Bryan Peterson

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    Product details

    File Size: 11403 KB

    Print Length: 400 pages

    Publisher: Amphoto Books; Original edition (December 21, 2010)

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    Sold by: Random House LLC

    Language: English

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    Amazon Best Sellers Rank:

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    I have owned many photography books over the years and Bryan Peterson's "Understanding Photography Field Guide" will be the book I pack with me from here on out.The book is organized into the 11 chapters detailed below and each chapter is organized into smaller sections which help you seek out the specific topics you want to review.1) A Few Digital Basics - Chapter topics range from file format and shooting in RAW to a gem of a section on white balance that explained better in 2 pages how this setting can really improve my photos than anything else I have come across in the past.2) Exposure - Topics in this chapter include exposure explanations, the photographic triangle, creative exposures, and more. Bryan is a master at de-mystifying exposure and you will improve your photography with this chapter.3) Aperture - This chapter does much more than just explain the effects of proper aperture settings, Bryan teaches you how aperture helps you tell the story you intend to with the photo.4) Shutter Speed & ISO - This chapter offered one of the best explanations of how ISO effects your photos I have found since being introduced to digital photography and I find the section on "motion in low light" to be very good. Bryan also explained the relationship between apeture and shutter speeds in an easy to understand and apply in the field format.5) Learning To See - This chapter covers a lot of ground on lenses and selecting the right lens for the right shot. Advice sections such as "shooting up" and "looking down" are helpful if you are looking for new ways to shoot but the photos included throughout the book are the best way to get new ideas for framing your shots.6) Designing A Striking Image - This chapter is the largest in the book and covers more than I can go into. Suffice it to say that this chapter is all about composition, choosing your subject, getting creative, etc. These kinds of chapters have always been inspiring to me because the photos are amazing and Bryan does not let you down here. If you aren't motivated to get up and grab your camera after reading these sections you should probably put it down for good.7) The Importance Of Light - This chapter covers a lot of ground from the best light, to low light, to backlight, etc. I found the material on exposure settings for various light conditions helpful and I was surprised that HDR exposure was covered in the detail it was...though not enough to start shooting HDR in my opinion. It seems as though you would still want to buy an HDR book to get into that in earnest.8) Close-Up Photography - This chapter is a pretty good introduction to macro and it did answer many questions I have had. I have been flirting with getting more into macro and this chapter has helped me get just a little bit closer to making the investment.9) Photographing People - This chapter is really about being a more professional, courteous photographer when people are the subject. This is the smallest chapter at just 7 pages and Bryan uses most of them to play armchair psychologist at getting people to like you taking their picture so you can get the best photos possible.10) Unconventional Techniques - This chapter covers various "tricks of the trade" such as "making rain" or unusual ways to mount your camera and it will only really be useful on a lazy weekend day when you can't find anything else to do or photgraph. Fun info here but basically a bonus chapter.11) Useful Tools - Here is the chapter that every photo book has and it basically feeds the gear addiction...tripods, filters, and more...It is impossible to get into all of the details that you will find in this book, and at 400 pages you will not be short of info to learn from and grow as a photographer.A couple other comments about the book itself...it is very high quality with good, heavy, high gloss paper that make the photos really pop of the pages. The book is very well built too and I can see that it will last for many years to come being lugged around in my camera bag and on trips. Also, this has to be the most compact and small 400 page book I have ever seen which is great because I do want to carry it with me when I go.And the photos...they are simply spectacular. I have found myself just flipping through the pages to look at the photos and that can be just as instructive as the text in my opinion. Bryan has selected excellent examples to demonstrate his topics/lessons and all of the photo captions have detail about the photo's exposure settings which I like because it helps reinforce the lessons being taught.I do not think anyone will be disappointed with this book and unless you are a seasoned pro already you will learn and grow as a photographer when you read and re-read this book's thorough chapters.

    For the aspiring "technical" photographer who isn't really trying to be "too" technical...but wants to know WHY.So what do I mean? I mean if you wanna KNOW about photography...and UNDERSTAND it...this is for you. Anything to do with photography, whether it's film or digital, this book can help you understand the concepts and principles of photography. This isn't going to show you how to wrap babies and swaddle them in cute pastel baskets like Julia Kelleher or how to lay women over couches like Sue Brice, or even provoke society and win a Nobel Prize while pissing off half the population with a picture of a vulture like Kevin C...But it will teach you HOW a camera works, how a photograph is made, what you need to know about colors, shapes, textures, lines, and patterns...and ultimately open your eyes to see the world in a way that, unless you're already in advanced art classes, you may never have seen before.Definitely worth a read for those who wish to actually know what they're doing...and why they're doing it instead of just selecting AUTO mode. This series definitely teaches you the finer points as best a book can w/o a mentor to show you how real life changes things. This book doesn't presume perfect scenarios and when it gives you an example, it lets you know how, why, and why not...Highly recommended...too many bad photographers because they simply try too hard, but lose focus...and too many wanna-bes who don't wanna-learn, and so many great photographers who just don't know "why," but take amazing photographs. If you know a person who is talented and has a PASSION for photography and that's their biggest thing...but they don't know much......this is the book to get them going (presuming they enjoy reading and learning, plenty of photos in the book and easy to understand without being so technical it's a turn-off).

    Understanding Exposure 4th edition is one of Bryan's best books of all time in my opinion. Understanding Photography 6 or 7 years older and packed with information in a smaller Field Guide format. I think both are worth owning (I bought the Field Guide used) and they are the kind of books I wanted to read all the way though and will likely reread, you can't go wrong with this book.

    If you'd like to improve your photography skills, this book is for you. Bryan's book is not just another photography mechanics book, it's about capturing the OMG moment. It's about creativity which resides at the intersection of inventiveness, imagination, inspiration, and perception. He freely admits that no camera can be an artist, that is up to the photographer. This book gives you numerous avenues to become that artisan of imagery. Written in a way that is easily understandable, and with exercises to hone your skills, it presents more ways for you to get the most out of your camera. Highly recommended!

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  • Jumat, 15 Juni 2012

  • Download Regulation of Lawyers: Statutes and Standards, 2019 (Supplements)

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    Product details

    Series: Supplements

    Paperback: 848 pages

    Publisher: Wolters Kluwer; Supplement edition (November 26, 2018)

    Language: English

    ISBN-10: 1543804292

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  • Minggu, 10 Juni 2012

  • Ebook Free Chic Simple Dress Smart Men: Wardrobes That Win in the New Workplace, by Kim Johnson Gross Jeff Stone

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    Chic Simple Dress Smart Men: Wardrobes That Win in the New Workplace, by Kim Johnson Gross Jeff Stone

    About the Author

    Jeff Stone and Kim Johnson Gross are the creators of Chic Simple, the ideology of paired-down elegance that is sweeping the nation. They live and work Chic Simple in New York City.

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    Product details

    Series: Chic Simple

    Hardcover: 192 pages

    Publisher: Grand Central Publishing (September 30, 2002)

    Language: English

    ISBN-10: 0446530433

    ISBN-13: 978-0446530439

    Product Dimensions:

    8 x 0.9 x 9.9 inches

    Shipping Weight: 1.8 pounds (View shipping rates and policies)

    Average Customer Review:

    4.5 out of 5 stars

    14 customer reviews

    Amazon Best Sellers Rank:

    #1,050,764 in Books (See Top 100 in Books)

    I bought this book for a library at a technical college upon the recommendation of an older student. After receiving the book, I agree with his recommendation: this book makes it easy for a man to dress himself successfully for the workplace. Most students today seem completely clueless about work attire. I have had students rush into the library on their way to a job interview, clutching a tie bought minutes before and begging anyone to help them put the thing on: they have never worn a tie. They head out to interviews dressed entirely in gray and black but wearing tan shoes. And those are the ones who have a clue. The rest seem to think wearing wrinkled cargo pants with a t-shirt is doing fine, because these are their clean clothes. Nothing fits them; it's either too big or too small. The nice thing about Chic Simple Dress is that it is stuffed with photos of clothing - not models - clothing: coordinated and grouped by function (business, casual, etc.) making it easy to understand the book's advice. I strongly recommend this book to men wanting to win by making the correct impression. Buy it, borrow it, get your hands on it any way you can, and read it before your next job interview. You ARE judged by the way you present yourself. Mary Mac

    The book is probably the best book on the market for how to dress in 2006. I purchased this book to compete with the younger business crowd in interviews. I find it exceptional on style representation of how men dress. It does not emphasis the uniform of an office. It lacks empahsis on the male tendancey to expect everyone to show involvement by dressing alike. I call this the socially conditioning of men to follow a uniform dress code. I suspect this comes from all the socializing in sports acitivites. It is both a signals of member of your team and the oposing team. How you dress in work especially corporate America has major implications on how you are viewed in your work place. I suggest adjusting your style to each circumstance: work, play, social life to give the best impression

    I love this book, I really love the coverage of accessories and colors and overall classic men’s styles and advice on styles. It even covers shaving and other items. Great pictures and visual guides as well. Overall, great book, I highly recommend.

    An absolute must read before entering the workplace. If you are currently working in a professional setting, then run to read this book.The book has a blend of pictures and descriptions, so you can read slowly or rush through to find the key details.

    Book was in excellent condition and arrived quickly. Great price. Thanks!

    A great addition to my collection from the same Author

    Along with Chic Simple: Men's Wardrobe, this book is a must have for your Men's Fashion Library. I especially like how that chapters are built on where to focus purchases as your income increases.

    i bought this book when i first got here in the US. i have read it like 3 times cover to cover already. very informative and a necessity to anyone who doesnt know the american way of dressing.. thanks amazon!

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  • Jumat, 08 Juni 2012

  • Free Download Middle England

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    Product details

    #detail-bullets .content {

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    Audible Audiobook

    Listening Length: 14 hours and 11 minutes

    Program Type: Audiobook

    Version: Unabridged

    Publisher: Penguin Books Ltd

    Audible.com Release Date: November 8, 2018

    Whispersync for Voice: Ready

    Language: English, English

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    Amazon Best Sellers Rank:

    Trying to catch up with UK life in the new age. I guess I did. Jonathan Coe revealed his identity: elite academic with only a patronizing understanding of his “inferiors”!

    I’ve had mixed responses to Jonathan Coe novels over the years. I loved The Rotters’ Club and What a Carve Up!, I thought The Closed Circle (follow up to The Rotters’ Club) and House of Sleep were okay, and I’ve started one or two others that I couldn’t get through at all.Middle England picks up the story of the protagonists of The Rotters’ Club in 2010 and follows their stories up to and after the Brexit referendum. It doesn’t have a conventional narrative arc, it’s more a series of vignettes showing how Benjamin, Doug and co react to current events and to changes in their personal lives. It’s a bit like a hearing a series of anecdotes about old friends, moderately entertaining if you know them (though I’m not sure you’d be interested if you don’t).While What a Carve Up! took apart Tory rule with savagery and humour and heart, I found this examination of Brexit terribly condescending. If you’ve been following politics at all in recent years, I don’t think you’ll learn or experience anything new. If you’re not interested in politics, why would you read it at all?The political points made in the novel, such as they are, are so crass and obvious that they make phone-ins seem erudite. Benjamin’s father and pretty much everyone of their generation is a cross between Victor Meldrew and Katie Hopkins, while it seems the true pain of Brexit for the protagonists is that they have to listen to dreadful people’s views over dinner.I know that people actually do say the things that you think are only clichés (who hasn’t sat through an awkward family Christmas or a wedding trying to ward off comments about how ‘the neighbourhood has gone downhill since they moved in’, or ‘my best friend’s cousin’s brother is getting a fortune in disability and he plays golf three times a week’) but in a novel don’t we want something a bit more challenging? Something that tries to understand the lives and thoughts of people who disagree with us? Something to make us consider the bigger forces that led us to this point?If Coe is on the side of progressives, why does he make all the characters so unsympathetic and out of touch? Sophie, Benjamin’s niece, doesn’t think racism is a thing in one chapter, then in the next thinks an Asian woman is ‘brave’ because she runs a class for speeding drivers(?!). Sophie’s beginning a career in higher education but instead of struggling to pay the rent on precarious short-term contracts, she drifts airily between teaching in Birmingham, research at the British Library and lucrative private lecture gigs. The people who are really suffering are at the periphery of the story. Doug’s privileged daughter, who invites herself to a riot on a kind of poverty safari, is at least self-aware.I don’t think you can call it satire if it doesn’t make you laugh, or give you some insight, or motivate you to change. This just made me sad.*I received a copy of Middle England from the publisher via Netgalley.

    This has been reviewed in the main media extensively. And Coe has many regular readers. What can a posting here add?It is easy to read. Coe fashions great set pieces and can be very funny. The story is set out plainly, the characters have depth without complications. He covers the period, 2010 to 2018 well, and gets the details correct.It is the third of a series and for those familiar with the first two pleasure can be found in seeing how lives change with circumstance and age. The effect of the latter is at least as important as the former. Many of the main characters are coming to the close of their parts if not in the circumstances they desired. Love is still possible, if in the case of Benjamin Trotter difficult and highly amusing.It has been trailed as a Brexit novel. Some will feel that the cast is mainly middle-class – but as most of the cast come from the earlier novels, it could not be otherwise. Most are hostile to Brexit but again that fits with their characters already established.For this reader the dramatic centre of the novel is the opening night of 2012 watched by all the characters on television. He captures so well the generous and genuine patriotism of the London Olympics. How did that turn so sour, inward-looking and in truth vicious four years later? It is hard not to agree with Coe and identify maleficent forces at work. Orwell would have made more of this, of course, and more potently and pointedly. Coe's satire is much more muted.The novel has a soft ending. People look to the future. A further instalment is promised. One hopes our better selves will have triumphed when it is finally written.The name of one character was auctioned off. You can cheat to find out, but it might be more intriguing to discover it through the novel.

    I have read, and loved, all of Coe's previous novels and Middle England is no exception. However, I almost didn't read it because I am so depressed by the Brexit news everyday I just couldn't face a 'Brexit novel'! I am so glad I did though.Middle England forms a trilogy with previous books The Rotter's Club and Closed Circle. And what a trilogy it is! Middle England brings us back in touch with the same characters twenty years on, as they reach middle age. I did feel that the Brexit element was a little heavy-handed in parts of this novel (I know, I know, it's a Brexit novel but even so...) but as usual his characters were sharply drawn, sometimes cartoonish but only in a way that reflects the real-life political buffoons that have been inflicted on us, and his depictions of the ups and downs of long-term friendships and relationships had real pathos at times.Coe's writing is a pure joy to read.

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  • Senin, 04 Juni 2012

  • Ebook Free The Millionaire Next Door, by Thomas J. Stanley William D. Danko

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    Review

    Forbes The implication of The Millionaire Next Door...is that nearly anybody with a steady job can amass a tidy fortune.The Washington Post [A] REMARKABLE BOOK.USA Today A nerve has been hit....[For] people who want to become wealthy.Boston Globe A primer for amassing wealth through frugality.San Francisco Business Times Offers a valuable message to today's spendthrift baby boomers.Rush Limbaugh The kind of information that could lift the economic prospects of individuals more than any government policy...The Millionaire Next Door has a theme that I think rings very true..."Hey, I can do it. You can do it too!"Business Week An interesting sociological work.Lexington (NC) Dispatch A fascinating examination of the affluent in American society.Cox News Service These, for the wise, are tips for all of us....A very readable book.U.S. News & World Report Debunks the image of the rich as high-living spendthrifts.

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    About the Author

    Thomas J. Stanley, Ph.D., is an author, lecturer, and researcher who has studied the affluent since 1973. His work is frequently cited in the national media. He is the author of Marketing to the Affluent, a bestselling book selected as one of ten outstanding business books in America by the editors of Best of Business Quarterly. Dr. Stanley was formerly a professor of marketing at Georgia State University, where he was named Omicron Delta Kappa Outstanding Professor, and was on the faculty of the University at Albany, State University of New York. He lives in Atlanta.

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    Product details

    Paperback: 272 pages

    Publisher: Gallery Books (October 1, 1998)

    Language: English

    ISBN-10: 9780671015206

    ISBN-13: 978-0671015206

    ASIN: 0671015206

    Product Dimensions:

    5.3 x 0.8 x 8.2 inches

    Shipping Weight: 8 ounces (View shipping rates and policies)

    Average Customer Review:

    4.4 out of 5 stars

    2,692 customer reviews

    Amazon Best Sellers Rank:

    #123,515 in Books (See Top 100 in Books)

    This book was not at all what I was expecting, but contains some good advice that many would benefit from. For some background, my wife and I are relatively young and have career jobs. I bought this book for information on making the most of any extra income, learning more about investing strategies, options for generating passive income, and improving my personal finances. I did learn a few things, but not on these topics (maybe a bit on the last point). The book primarily focuses on interesting finds and anecdotes from the authors' years of research on millionaires in America.The book is divided into eight chapters:1. Meet the Millionaire Next Door2. Frugal Frugal Frugal3. Time, Energy, and Money4. You Aren't What You Drive5. Economic Outpatient Care6. Affirmative Action, Family Style7. Find Your Niche8. Jobs: Millionaire vs. HeirsThe author essentially splits everyone into two categories: Underaccumulators of Wealth (UAWs) and Prodigious Accumulators of Wealth (PAWs). UAWs have a low net worth relative to income, and the opposite for PAWs and uses these terms throughout the book.His primary argument is that PAWs get to be wealthy by living well below their means - these are people who do not look like millionaires, they live in modest neighborhoods, drive domestic sedans, wear a Timex, and usually have a blue-collar job that does not come with an expensive lifestyle associated and as a result can accumulate a sizeable nest egg. On the other hand, UAWs are typically well-educated professionals with high paying and high profile jobs (doctors, attorneys), but due to societal pressures associated with their social standing are forced to squander all their money living in luxury neighborhoods, driving German cars, and sending their kids to private schools. Their expensive lifestyle means that they spend most of their income and as a result have a low net worth, despite outward appearances.I agree that this is good advice for just about anyone: live below your means and prioritize financial security over social standing. Growing up in a single-income family living in a modest middle class neighborhood, I'm quite used to the live-below-your-means philosophy and I think it gave me at least some sense of good financial discipline. If my parents are any indication, it works great.Where the authors really lost my interest is that the rest of the book is chock full of anecdotes and some rather uninformative statistics to drive a few other points home. While some of these are good points and undoubtedly useful, they always seem to come with caveats or don't draw any real conclusion, which I found frustrating. Most of the points could have been made succinctly in about 1/10 the amount of page space the authors dedicate to them. These include:- Most millionaires in America are self employed business owners, because they run their personal finances like their business finances. However, going into business for yourself is very risky so we don't really recommend that as a viable way to get rich.- Very few millionaires have ever spent much money on a nice suit, pair of shoes, or luxury watch. They usually live in modest neighborhoods or rural areas where the cost of living and social pressures of consumerism are lower.- First generation millionaires (often immigrants) tend to be succeeded by children with financial struggles, since the parent's desire to "give them a better life" pushes them into careers where they become UAWs, and their upbringing in our consumerist culture impedes their ability to live frugally. But even if it turns them into UAWs, encourage them to go to college and aspire to a while-collar professional job.- Parents giving money to their children develops and reinforces poor financial habits. This money is almost always immediately spent, and these children generally have no savings since they are looking to their parents as their safety net and counting on an inheritance. Doing things like buying children a house in an upscale neighborhood or sending grandkids to a private school actually makes the children worse off, since they have to spend more to maintain the associated lifestyle.- The authors spend an inordinate amount of time and space comparing different careers, which I found next to useless since I'm very happy with my chosen career (Engineer) and have no intention of changing. They continually deride pretty much every professional job you can think of, and simultaneously praises how great working for yourself or owning a business is while going on about how difficult and risky it is to actually own a successful business. The author does not recommend changing careers, but again, this is more of a discussion of what their research has shown than any sort of "how to" advice.- Car buyers fall into four categories: whether you buy new or used, and whether you buy from the same place or shop around. The authors devote an entire chapter to this while only coming to the following conclusions: no method of buying a car is the clear winner, but if you own a business you may benefit from your connections with the owners of car dealerships; and most millionaires drive unassuming domestic (and to a lesser extent, Japanese) cars purchased new or lightly used.A final note - curiously, I found no mention of anything real-estate related, which to me is highly unusual in any sort of book about building wealth. The only investment advice found here is in the final chapter and could be summarized as "invest in what you know." That is, if you work in a certain sector, your knowledge of the industry will help you make good investment decisions. Not sure how I feel about this one. For example: not working in technology doesn't mean blue-chip tech stocks are a bad investment. Take it with a grain of salt.One last complaint: most of the financial figures are presented in mid-1990s dollars. I found it frustrating to have to mentally convert to today's dollars to get a relative sense. The authors took the time to update the preface in 2010, it would have been nice to see a revision to the figures quoted throughout the book. (For reference, one 1996 dollar is worth about 1.6 dollars in 2017).In summary, I was surprised about the amount of praise heaped on this book. I would hardly categorize it as a self-help book, it's more a retrospective on the authors' research and a collection of anecdotes and interesting conclusions about the countless Americans leading unglamorous lives while accumulating appreciable amounts of wealth. It's a quick read and I made it through the whole book on a 5-hour flight with time to spare. I would only recommend this book as an interesting overview of some good financial habits, or as an eye-opener for those with luxurious financial tendencies who struggle to save money despite their income level. However, for those who have already developed some discipline and are looking for detailed strategies and advice on personal finance and building wealth via investments and generating passive income, look elsewhere.

    This is such an inspiring read because it shows almost anyone can become a millionaire if you live below your means and invest well. I love that the majority of millionaires are people you'd never suspect because they don't live flashy lives in big houses with high-status toys abounding. If you make $200,000 a year, but spend $220,000, you're in trouble. But if you make $50,000 a year and live on $35,000, investing the rest, over time you're going to be in great shape.I grew up in a super-affluent suburb. My friends' lived in big houses and mansions with luxury cars and country club memberships. We lived in one of the smallest houses in the suburb. My mom was so frugal. I thought it was such a drag!! But when she died (too young), she'd saved enough so that my dad, who lived another 30-some years, was comfortable in retirement. I wonder now if any of my high school friends' parents were actually living on the edge in trying to keep up with the Joneses.Years ago, I used to charge like crazy. Now I save like crazy, just like my mom.

    In a word, this book was fascinating.In summary, this book was essentially a long stream of curated data distilled into a finely tuned narrative that I just couldn't put down.At first glance, the title "The Millionaire Next Door" might sound like some trashy novel just begging for glamour and it's 15 minutes in the spotlight, but this couldn't be further from the truth. I assume most people, when they think of the world 'millionaire,' they think of a high class, high consumption lifestyle full of limitless indulgence. However, Thomas Stanley goes through great length in this book to show precisely why this isn't so. Through countless interviews and a vast list of data, Stanley pulls together that the average millionaire is anything but the cocaine-induced celebrity so often featured in mainstream media.Quite the opposite, being an average millionaire is within reach of just about everyone. The American Dream is alive and well, but only for those who are willing to sacrifice.It's kinda funny in a sense. This book put into words and data a lot of things I noticed growing up. I've always said that there are two ways to have more money: make more or spend less, and I prefer to do both. As it turns out, most millionaires feel the same way, and they invest their savings into appreciating assets rather than depreciating assets, like real estate and stocks/bonds as opposed to clothing and cars. The average millionaire doesn't reach such a status until late in life, and inheriting large sums of money more often than not dooms any developing child to a life of high-spending with few fulling achievements.I could go on, but it's really pointless. In a way, Thomas is simply a messenger, presenting the data he found in an easy to follow format that drives home a list of bullet of points. However, despite this, I still found this book amazing and uplifting, because the message it presents is exceptionally hopeful and inspiring. Everyone should read this book, to help themselves and their finances, because there are no second chances when it comes to time and money.

    This pretty much supports everything that Dave Ramsey says about the differences between those who truly are wealthy and those playing the part. If you want to be wealthy, do what wealthy people do! This has nothing to do with luck, or being an entrepreneur (although it doesn’t hurt) but living below your means, having a budget, investing and not trying to impress people you don’t like with money you don’t have! Every now and again on the Dave Ramsey podcast he hosts the millionaire theme hour and it is really inspiring to note that the majority of millionaires he interviews are regular “blue collar” people. They live in our neighborhoods, drive used cars and work at our companies, hence “the millionaire next door!”

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